Loans & Debts

Q: I was given money for five years investment by one of my friends but there was no written agreement. It was only verbally discussed. Now my friend passed away and he is unmarried. His family are all well off and they don't even know about this matter. I can't pay before five years but I can pay this amount in monthly installments. Can you guide me on what should I do?

Q: I borrowed 40000 US dollars from a friend of mine in America in 2008, which was equal to Rs 2500000 at that time. Our verbal agreement was to return the money in dollars. I could return $33000 through money changer, then there was a ban to transfer of dollars to another country. My friend passed away in America. I informed his family about the remaining amount and requested to collect that through someone travelling to Pakistan. After that there was no answer. I sent a registered letter on the given address but that letter returned to me as there was nobody to receive it. There had been correspondence on that address. I tried to trace them by other means but could not find them. Three years have passed. The Dollar rate has increased more than double. Please advise me in this regard.

Q: I wanted to ask that a family member of mine took a personal loan of 3 lac from the bank using my details. The agreement made at that point was that my account will only be used to apply for the loan whereas the loan amount and all the installments along with interest will be paid by her. At that time I had no idea that interest taking and giving is haram in Islam. I agreed to that and the amount was taken by her and it has been four months. She is not paying the installments and every month she gives a reason of not having cash to pay installments.

Since the bank has my details therefore I have to pay the installments as a compulsion or out of helplessness, as the family member is not agreeing to pay the installments and comes up with a new excuse every time. I am very worried and want to ask that since I had no idea of the loan being haram and now that I have come to know it, but now I am bound to pay that... please tell me what should I do as I am afraid of Allah for being punished as being a facilitator in applying for a loan and now also paying the installments. What should I do??

Q: I have an interest loan which is fixed interest car loan. However i need a car for work and i am a salesman. I know this loan is haraam. I have asked family and friends to give me a loan but failed. Now I'm stuck with this loan and i would like to find out is there any place where i can get a sharia loan as i hate to be in interest. Please help as i have no barkat and i can pay any muslim willing to help me a profit rather than being in interest.